E*TRADE Microsite

If you want to increase your investment potential but don't have cash at hand, a margin loan could provide the opportunity. It can help you multiply your personal capital by letting you borrow against the value of your existing portfolio.
By borrowing to invest (gearing), you'll have more money working for you and your potential return will increase. While borrowing increases the potential for gains when investments perform well, it can also amplify the potential loss if investment returns are poor.
E*TRADE provides a choice of respected margin lenders and the power to apply for a margin loan online. Also, you enjoy the same brokerage fees and benefits as other E*TRADE investors.

Learn more about Margin Lending

*Terms & Conditions

Offer valid to 31 December 2008, and is only open to residents of Australia and New Zealand who open an account through a participating credit union's website. Offer is not valid in conjunction with any other offer and not open to existing E*TRADE Australia and ANZ E*TRADE customers, or to staff, institutional and intermediary clients of E*TRADE Australia. E*TRADE Australia's standard brokerage is $32.95 (GST-inclusive) on equities trades up to $30,000, and 0.11% (GST-inclusive) on trades over that amount. For the purpose of this Offer, brokerage up to a maximum value of $550 (GST-inclusive) will not be charged on your first 10 equities trades executed within the Qualifying Period. Trades must execute within the first 60 days of account being opened ("Qualifying Period") to qualify for this Offer. The brokerage value on your first 10 equities trades where E*TRADE Australia's standard brokerage does not exceed $55.00 (GST-inclusive) will be deducted from the $550 Offer value, until the Offer value has been reached. No brokerage will be shown on the E*TRADE Australia contract notes issued in respect of such trades. Where any of the trades has a value in excess of $50,000, E*TRADE Australia will charge brokerage at its standard rate (0.11%, GST-inclusive) on the excess in trade value above $50,000. These charges will be disclosed on your E*TRADE Australia contract note. Brokerage charged on trades above $50,000 will not form part of this Offer, and will not count toward the $550. This Offer is not redeemable for cash and is not transferable. Any portion of the Offer value unused within the Qualifying Period will be forfeited. Normal E*TRADE Australia trading account opening and maintenance conditions apply unless otherwise specified here. Applicants must be 18 years or over. Account must remain open for six months. We reserve the right to terminate this offer at any time without notice. We reserve the right to amend these terms and conditions at any time without notice.

The Maleny & District Community Credit Union Limited E*TRADE Online Share Trading (MCU E*TRADE Online Share Trading) service is provided solely by E*TRADE Australia Securities Limited (E*TRADE Australia) ACN 074 973 873, AFSL No.238277, a Participant of the Australian Stock Exchange Limited, under an agreement between E*TRADE Australia, Shared Services Pty Ltd and Maleny & District Community Credit Union Limited (MCU). When referring you to E*TRADE Australia, a portion of the brokerage fees paid by you to E*TRADE Australia will be rebated to MCU as a commission. MCU may receive between 8% to 12.5% of the brokerage payable to E*TRADE Australia plus a trailing commission. MCU and its related bodies corporate (to the extent permitted by law) have no legal liability to you in respect of the MCU E*TRADE Online Share Trading service and the activities and services of E*TRADE Australia and its related bodies corporate. E*TRADE Australia and its related bodies corporate (to the extent permitted by law) have no legal liability to you in respect of the activities and services of MCU and its related bodies corporate.

The E*TRADE Australia service is provided by E*TRADE Australia Securities Ltd (trading as "E*TRADE Australia") (ACN 078 174 973, AFSL No. 238277), a Participant of the ASX Limited Group. You should consider your own investment objectives, financial situation and particular needs before acting upon any information provided on this website. E*TRADE Australia does not provide investment advice to online retail clients. © 2007 E*TRADE Financial Corporation and E*TRADE Australia. All rights reserved. E*TRADE and the Asterisk Logo are registered trademarks of E*TRADE Financial Corporation or its subsidiaries and are used with permission.